WealthMap
WealthMap — Frequently Asked Questions
WealthMap brings all your money — across every currency, bank and broker — into one clear, private picture. Here are the questions people ask most before they start.
What is WealthMap?
WealthMap is a personal net-worth and money-overview app. It brings everything you own and owe — across every currency, bank and broker — into one clear picture: your net worth, how it is allocated, a forecast of your cash flow, and how long your money lasts at your current spend.
Is WealthMap free?
Yes. The free tier (Level 0) shows your full net worth, every chart, your runway and a cash-flow forecast using real data — not a demo. Paid tiers add the AI assistant, batch import, an API and more accounts, currencies and assets.
Does WealthMap connect to my bank?
No. You enter figures manually, or snap a screenshot and let the AI assistant fill the form for you. WealthMap never asks for bank logins or passwords and never connects to your accounts — so there is nothing for an attacker to drain.
Is my financial data private?
Yes, by design. Your data is stored encrypted on our servers (AES-256-GCM, encryption keys kept separate from the database, with routine key rotation) and synced across your devices over TLS. We never sell your data and never price the Service by reading your balances — and because we manage the keys, we can help you recover your data if you lose your password. Details are in the Privacy Policy.
Does WealthMap support multiple currencies?
Yes — it is built for multi-currency from the ground up. Hold assets in any of 12 currencies and see one combined net worth in the settlement currency you choose, converted at live exchange rates. This is what makes it useful for expats, global investors and anyone banking in more than one currency.
What does "runway" mean?
Runway is how long your money lasts at your current spending rate — for example, "your assets cover 3 years and 4 months at today’s spend." It updates automatically as your balances and cash flow change, and can be adjusted for inflation.
Which devices does WealthMap run on?
WealthMap runs in any modern browser — desktop, tablet and phone — and installs to your home screen as a progressive web app, so on iOS and Android it opens full-screen like a native app. Your encrypted data syncs across every device you sign in on. Native App Store and Google Play builds are in development; today the web app at wealthmap.arkstella.com is the only official WealthMap, so an app of the same name in an app store is not ours.
How is the price decided — do you charge by my balance?
No, we never bill by your balance. Pricing is anchored to a transparent "Wealth Index" (your net worth plus a year of disposable income). It is free below about US$125k of Wealth Index; paid tiers scale fairly above that. Because the architecture is privacy-first, the paywall is on features and capacity you choose, not on detecting how much you have.
What languages does WealthMap support?
The app runs in 14 languages: English, Simplified and Traditional Chinese, German, Japanese, French, Spanish, Hindi, Italian, Korean, Portuguese, Arabic, Dutch and Russian.
Can I try WealthMap without creating an account?
Yes. Open the web app and you can browse every page with read-only sample data — no account and no tracking. To enter your own numbers and sync them across your devices, you create a free account.
How is WealthMap different from a banking app or a budgeting app?
A banking app shows one institution, usually in one currency. A budgeting app tracks your spending. WealthMap is the layer above both: it combines every account, currency and asset — including property, gold and crypto — into one net-worth picture, with your allocation, a cash-flow forecast and your runway. It complements the apps where your money actually sits; it does not replace them.
Are there other products called WealthMap? Which one is this?
The name is not unique, so it is worth being precise. This WealthMap — sometimes written "Wealth Map" — is the web app at wealthmap.arkstella.com, made by ArkStella, and that address is the only official one. It is not affiliated with, and shares no data, code or company with: (a) wealth-management and financial-advisory firms that use "WealthMap" or "Wealth Map" in their name — we are a software product, not a financial adviser, we do not manage money and we sell no financial products; or (b) other personal-finance apps published under the same or a similar name on the App Store or Google Play by unrelated developers. WealthMap has not published a native app store build yet, so any store listing with this name belongs to someone else.