WealthMap
WealthMap vs Kubera
Two net-worth trackers built for the same person — someone whose money is spread across institutions and currencies — from opposite ends. One buys automation; the other buys reach and price. Here is the point-by-point, and the cases where Kubera is the one to buy.
| WealthMap | Kubera | |
|---|---|---|
| Price | Free; paid plans $12.49 → $3,199.99/yr by published Wealth Index band | $249/yr (Essentials) · $2,499/yr (Black) · Family +$225/yr |
| Free tier | Yes — full net worth, every chart, runway, cash-flow forecast on real data (1 account, 1 currency, 5 assets) | No — 14-day trial |
| Bank / brokerage sync | No — manual entry or AI screenshot import; no credentials asked for or stored | Yes — thousands of institutions worldwide |
| Multi-currency | 12 currencies; 1 on Free, 2 from $12.49/yr, up to 10 | Yes, with an explicit expat focus |
| Languages | 14 | Not stated on their site |
| Runway (how long your money lasts) | Yes, inflation-adjustable | Cash forecasting; runway not stated as such |
| Time-value of money (amounts as hours of your life) | Yes | No |
| Beneficiary hand-off | No | Yes — "Dead Man’s Switch" delivers the portfolio to nominated beneficiaries |
| Native app-store build | Not yet — installable web app | Not stated |
| Privacy model | Encrypted at rest (AES-256-GCM, keys held separately from the database); no bank connection; never priced by your balances | See their security page |
The honest summary
These two products solve the same problem from opposite ends. Kubera buys you automation: it logs into your institutions so your balances maintain themselves, and it will hand the portfolio to your beneficiaries if you go silent. WealthMap buys you reach and price: 12 currencies and 14 languages, a free plan that does real work, and paid plans that start at one-twentieth of Kubera’s entry price — in exchange for typing your figures in, or photographing them.
Choose Kubera if…
- You hold many accounts across many institutions and updating them by hand would genuinely stop you using the tool at all.
- You want the beneficiary / estate hand-off. WealthMap has no equivalent.
- $249/year is immaterial next to the assets you are tracking — which, for a lot of Kubera’s users, it plainly is.
Choose WealthMap if…
- You want to see the whole picture before paying anything: the free plan gives you your real net worth, every chart, your runway and your cash-flow forecast — not a demo.
- You would rather no product held your banking credentials, and you accept manual or screenshot entry as the price of that.
- You do not read English comfortably, or you want the app in Chinese, Japanese, Korean, Hindi, Arabic, Russian or one of the other 14 languages.
- You want runway and the time-value view, and live macro context (inflation, policy rates, bond yields, money supply) per currency.
- $249/year is not a rounding error to you. Paid WealthMap starts at $12.49/year.
Wider field, same honest treatment: all WealthMap alternatives compared. Full plan ladder: Pricing. Kubera’s own current figures: kubera.com.